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 Creditt Loan App: Get Personal Loan Instantly From The App


Creditt Loan App is a mobile app that you can easily download on your smartphone. Through these apps, you can apply for a personal loan without any complicated process. These apps promise to give you a loan in a short time, and save you from the long process of the bank. And through apps, you can take a loan without going to the bank branch. These apps are operated by banks, financial institutions or NBFCs (non-banking finance companies). In these, you get loans at low interest rates and the process is very simple and quick.

Features of Creditt Loan Apps:

  • Instant Loan Availability: Through creditt loan apps, you can apply for a loan in minutes and the loan amount can be creditted to your account within a few hours. This is much faster and convenient than traditional banks.
  • Online Application Process: You do not need to visit any branch to apply for a loan. Just apply online on the app and upload the required documents.

Minimal Documentation:

  • Aadhaar Card
  • PAN Card
  • Bank Account Details
  • Proof of Address
  • Proof of Income (eg salary slip)

Loan Eligibility And Terms:

  • Age limit: Individuals between 18-60 years are usually eligible.
  • Income: There may be a minimum income requirement to get a loan, which can range between ₹15,000 to ₹30,000 per month, depending on your job or occupation.
  • Creditt score: Most apps offer loans to individuals with a minimum creditt score of 600 or above.
How Much Loan Amount is Available?
  • Small Loans : Small loans ranging from Rs. 1,000 to Rs. 25,000 can be availed. These loans are usually for quick settlement, and are often approved quickly without any complications.
  • Medium Loans: Loans ranging from Rs. 25,000 to Rs. 1,00,000 can be availed. These loans may require a little more documentation and financial testing, but they can also be availed relatively quickly.
  • Large Loans : Loans ranging from Rs. 1,00,000 to Rs. 5,00,000 can be provided by some apps. For larger loans, your income, creditt score, and bank transactions are evaluated. The loan amount and interest rate are determined according to your financial situation.
  • High Loan Amount in Special Cases:Some apps also offer loans up to Rs. 10,00,000 under special conditions, but these loans may require strict eligibility conditions and a high creditt score.
How to Apply For A Personal Loan?

  • Choose the right app: First, you need to download a trusted creditt loan app. Such as Paytm, PhonePe, BharatPe, Lendingkart, etc.
  •  Create your account: Enter your mobile number and email ID to register in the app. Some apps have a registration process through OTP.
  •  Upload required documents: For a personal loan, you have to provide your identity proof (Aadhaar card, PAN card), residence proof (electricity bill, ration card), income proof (salary slip, bank statement), etc.
  •  Select loan amount and tenure: Get information about the loan amount, interest rate, and loan repayment period available on the app. Then, you can choose according to your requirement.
  • Apply online: After filling all the information, you can apply for your loan online. Some apps also provide instant loan approval.
  •  Loan approval and disbursement: If your application process is successful and your creditt score is good, the loan can be approved in no time. After that, the loan amount is transferred to your bank account.